Data foundation
Your customer and loan data foundation
Core banking, loan, card and payment data in one governed place, with core systems left in place.
Powers Customer 360, loan portfolio performance and six more use cases
Read more ›How we help
Our engineers work inside your lending and risk teams.
AI workflow
Collections
Each account is ranked by its likelihood to pay and the best time to reach it. An AI agent drafts the next step, and your collectors approve it.
Data it needs Payment, contact and account history, joined on the data foundation
Read more ›
AI workflow
Portfolio intelligence
AI shows how each vintage and segment is performing and forecasts losses, for your risk team and capital partners to review.
Data it needs Loan and payment history, joined on the data foundation
Read more ›Every workflow gets stronger on a data foundation.
Why now
Examiners want numbers they can trace, and customers want answers now.
Rules
Examiners expect traceable data
Regulators ask for numbers you can trace from the report back to the source system.
Customers
Customers expect speed
Borrowers and depositors expect decisions and answers in minutes, on any channel.
Data
AI needs trusted data
AI pilots stall when customer and loan data sits in separate systems.
Client results
Financial services work in production.
Credit card servicing, data foundation
One cardholder profile, two new product lines
A US credit card servicer moved five warehouses onto one platform on Azure and Databricks.
2new product lines launched
Data products, financial services
6 petabytes turned into data products for financial services
Communications and identity data turned into products for banks, lenders and insurers.
6 PBrun in production
Financial reporting, SEC filings
SEC filings modernized, with AI agents on selected checks
Filings prepared, checked and submitted, with AI agents on selected checks.
2filing types now run with AI agents
Questions
What financial services leaders ask us.
How do you protect customer data?
Every platform we build encrypts customer data, limits access to what each role needs and logs every access. Parkar is SOC 2 Type II and ISO 27001 certified.
Do you work with our core banking and loan systems?
Yes. We connect to your core banking, loan origination and servicing systems through standard connectors and data extracts, with no changes to the systems themselves.
How do AI agents stay safe in regulated work?
Each agent has its own identity and permissions, works only on approved data, and is tested before release. A person approves anything that affects a customer, a loan or a regulatory report.
Do we need a data foundation before we start on AI?
It depends on the workflow. Document work such as customer onboarding can start on the systems you run today. Customer 360, portfolio reporting and collections ranking draw on the foundation. The Data Readiness Assessment shows which path fits your organization.
Do we have to move to the cloud?
No. We build on-premises or in the cloud. Open models can run on your own infrastructure where customer data has to stay inside your walls.
Get started
Start with where your customer and loan data stands.
4 minutes
AI Readiness Diagnostic
Ten questions about your data, systems and teams. You get a score and a clear place to start.
Take the AI Readiness DiagnosticDownload a sample report ›2 to 3 weeks
Data Readiness Assessment
Our data engineers score your core banking, loan and customer data and give you a ranked plan for the first projects.
Book a Data Readiness AssessmentDownload a sample report ›5 days
AI Use Case Prioritization
Your AI ideas scored and ranked, with the right agent, model and size for each.
Book AI Use Case PrioritizationDownload a sample report ›